You may be like so many people today that are afraid of collections on their credit report or having any dealings with the collection agency directly. In actuality, collections are the items that are very realistic items to remove from your credit report. The reason for this is because historically collection agencies have poor documentation, and keep poor inaccurate records. Most collection companies are not actually authorized or licensed to collect in your state, and have very little money tied up in that particular collection account. As a result there are many techniques that can be utilized here:
- Pay for Delete
- Settling the Debt
- Debt Validation
- Investigative Petition with Original Creditor “Collection Company” (or Information Furnisher) ** An Allied Favorite ***
- Investigate with Credit Bureaus: Another great option.
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